ȸ»ç¼Ò°³
´ë¿©¾È³»
´ë¿©¿ä±Ý
ÁöÁ¡¾È³»
¹®ÀÇ°Ô½ÃÆÇ
À¯ÀÍÇÑÁ¤º¸
¹®ÀÇ°Ô½ÃÆÇ
HOME > ¹®ÀÇ°Ô½ÃÆÇ > ¿¬¶ôó³²°ÜÁÖ¼¼¿ä
¼º¸í
³»¿ë
Home insurance
proectts
the building itself against fires, damage, etc. Mortgage insurance
proectts
the lender against you not paying on the loan. If you stop paying, they get some money from that insurance fund that everyone pays into. Sucks, doesn't it? Why can't the lender foot the bill to protect themselves? I guess they could, and then they would simply charge you more with a higher interest rate. In my opinion, the whole real estate industry sucks. Lenders, mortgage brokers, appraisers, real estate agents, etc. are all semi-scam artists. They all perpetuate this lie that owning is SO MUCH BETTER than renting, and it's simply not always true. Ask the people who are now having their mortgages reset at sky-high rates if they were better off renting or owning. I was looking at buying a condo a year ago, but after the HOA and all the other fees that basically go to nothing except making the scam artists richer, I decided against it. One thing a lot of people forget is that if I'm paying out $300 less per month by renting instead of owning, I can take that extra money and invest it, just like home ownership is an investment. But at least I'm not paying an HOA, insurance, maintenance, higher utility bills, property taxes, etc., which are costs that do NOT go towards me owning anything.
ºñ¹ø
»óÈ£¸í : (ÁÖ)¿ÀÄÉÀÌ·»Æ®Ä« ³²±¸¹Ì¿µ¾÷¼Ò »ç¾÷ÀÚµî·Ï¹øÈ£ : 513-85-15438
ÁÖ¼Ò : °æºÏ ±¸¹Ì½Ã ±¤Æòµ¿ 87-17¹øÁö À̸ÞÀÏ: 2002ok@hanmail.net
´ëÇ¥ÀüÈ : 054-456-0880 / ´ëÇ¥ÀÚ : ±èÁ¾Å¹ / ´ã´çÀÚ : ¾ç´öÈ