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You may find the best solution is a high dbeuctidle health plan with a health savings account (HSA). The premiums will be much lower and the HSA will create a tax savings for you.That is just one popular option but with all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.I suggest using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. Good LuckIn response to tmhdSince he is not in the field he does not understand how health insruance works. Brokers give you the same price you get direct with the carrier. In fact when you call Anthem you talk to an insurance agent. The main difference is when you call a broker they can talk to you about Anthem and UnitedHealth Care and Assurant, etc. Each company has its special area where the rates and plans are best.I only answer questions I have the expertise to answer, I wish others would do the same.($800 per month for car insurance ***?)
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